# Unipaas > Unipaas is an embedded payments platform for vertical SaaS companies and marketplaces. It helps software platforms embed, manage and monetise payments through a single integration, with support for onboarding, checkout, reconciliation, reporting, risk, compliance, managed operations and PayFac-as-a-Service. ## Core pages - [Homepage](https://www.unipaas.com): Embedded payments for vertical SaaS platforms. - [Unipaas Embed](https://www.unipaas.com/products/unipaas-embed): Embedded financial services for faster payments and improved cash flow. - [Payments](https://www.unipaas.com/products/payments): Embedded payment processing for SaaS platforms. - [Checkout](https://www.unipaas.com/products/checkout): Embedded checkout for seamless in-platform payment experiences. - [Invoice](https://www.unipaas.com/products/invoice): Invoice management and digital billing. - [Pay-by-Link](https://www.unipaas.com/products/pay-by-link): Payment links for simple payment collection. - [Subscriptions](https://www.unipaas.com/products/subscription): Subscription billing and recurring payments. - [Capital](https://www.unipaas.com/products/capital): Embedded financial services and funding for SaaS platforms. - [AI Payment Automation](https://www.unipaas.com/products/ai): AI-powered embedded payment automation. - [Managed Services](https://www.unipaas.com/products/managed-services): Managed payment operations for SaaS platforms. - [Plug-and-Play Integration](https://www.unipaas.com/products/plug-and-play-integration): Quick, low-code embedded payment integration. - [User Acquisition](https://www.unipaas.com/products/user-acquisition): Merchant acquisition tools for platform growth. - [User Onboarding](https://www.unipaas.com/products/user-onboarding): Merchant onboarding for embedded payment platforms. - [Risk and Reporting](https://www.unipaas.com/products/risk-and-reporting): Risk management, reporting and payment visibility. - [Smart Gateway](https://www.unipaas.com/products/smart-gateway): Payment routing and gateway optimisation. - [Operational Support](https://www.unipaas.com/products/operational-support): Operational support for payment platforms. - [Payment Terminals](https://www.unipaas.com/products/payment-terminals): POS terminals and in-person payments for platforms. - [Pricing](https://www.unipaas.com/pricing): Pricing plans for Unipaas embedded payment solutions. - [Book a Demo](https://www.unipaas.com/resources/custom-demo): Request a personalised demo of Unipaas embedded payments. ## Solutions - [Nursery and Childcare Management Software](https://www.unipaas.com/solutions/nursery): Payments for nursery and after-school platforms, including Tax-Free Childcare, cards, wallets, Direct Debit and bank transfers. - [Fitness, Sports and Club Management Software](https://www.unipaas.com/solutions/sports-club): Payments for sports, clubs and fitness platforms: recurring memberships, class bookings, POS and payouts. - [Transport Management Software](https://www.unipaas.com/solutions/transport): Payments for transport platforms: ticketing, subscriptions, split driver payouts and reconciliation. - [Healthcare Practice Management Software](https://www.unipaas.com/solutions/health-practice): Payments for healthcare platforms: patient links, recurring plans, reconciliation and payouts. - [Property Management Software](https://www.unipaas.com/solutions/property): Payments for property platforms: rent, deposits, service charges, reconciliation and payouts. - [Accounting Management Software](https://www.unipaas.com/solutions/accounting): Payments for accounting platforms: cards, Direct Debit, bank transfers and automated reconciliation. - [Field Service Management Software](https://www.unipaas.com/solutions/field-service): Payments for field service platforms: invoicing, card, Direct Debit, QR code and in-person payments. - [Salon Management Software](https://www.unipaas.com/solutions/salon): Payments for salon platforms: cards, Apple Pay/Google Pay, Direct Debit, Open Banking, deposits and POS. ## Key guides and educational articles - [PayFac as a Service: Own Payments Without the Burden in 2026](https://www.unipaas.com/blog/payfac-as-a-service-2026): How PayFac as a Service helps SaaS platforms embed payments, reduce operational burden and monetise payment volume. - [How PayFac-as-a-Service Fuels Vertical SaaS Growth](https://www.unipaas.com/blog/the-value-of-payfac-as-a-service-pfaas-for-vertical-saas-platforms): How PFaaS lets vertical SaaS platforms embed payments in weeks, unlock revenue and minimise compliance overhead. - [What Are Embedded Payments? A Guide for SaaS Platforms](https://www.unipaas.com/blog/embedded-payments): How embedded payments help SaaS platforms boost revenue, retention and loyalty. - [Best Stripe Connect Alternatives for Platforms in 2026](https://www.unipaas.com/blog/stripe-connect-alternatives): Five top Stripe Connect alternatives offering better scalability and embedded payments for platforms. - [Payment Platform as a Service for SaaS Companies](https://www.unipaas.com/blog/why-payment-platform-as-a-service-is-transforming-digital-payment-for-saas-companies): How Payment Platform as a Service supports SaaS payment processing, scalability and revenue growth. - [Payment Gateway Architecture Explained](https://www.unipaas.com/blog/payment-gateway-architecture): How to design scalable, reliable payment gateway systems that support multiple methods and minimise downtime. - [Embedded Payments Without Leaving PCI SAQ A](https://www.unipaas.com/blog/embedded-payments-without-leaving-pci-saq-a): How embedded payments keep platforms at PCI SAQ A, reduce scope and deliver branded checkout securely. - [Build vs. Buy: Costs and Risks of Building a Payment Platform](https://www.unipaas.com/blog/costs-risks-of-building-payment-platform): The true costs and risks of building a payment platform in-house. - [Build vs. Buy: Taking Payments In-House With Embedded Finance](https://www.unipaas.com/blog/handling-payments-in-house-with-embedded-finance): How embedded finance helps companies take payments in-house, cut costs and unlock revenue. - [Platform Payment Operations: Reliability, Scale and Optimisation](https://www.unipaas.com/blog/operational-backbone-behind-reliable-platform-payments): Orchestration, smart routing, redundancy and AI-first operations behind reliable platform payments. - [How to Choose a Payments Partner That Drives Platform Growth](https://www.unipaas.com/blog/payments-partner-as-growth-strategy): How to choose a payments partner that supports growth, scale and compliance. - [Embedded Payments, Zero Operational Drag](https://www.unipaas.com/blog/embedded-payments-zero-operational-drag): How embedded payments grow platform revenue while reducing operational complexity. - [Marketplace Payments 101](https://www.unipaas.com/blog/marketplace-payments-101-everything-you-need-to-know-when-choosing-a-marketplace-payment-solution): How to choose the right marketplace payment solution for scalability and seamless commerce. - [Top 5 Payment Solutions for Platforms](https://www.unipaas.com/blog/top-payment-solutions-for-platforms): The best payment solutions for SaaS, marketplaces and platforms to boost UX, revenue and scalability. - [Transforming the Payment Challenge for Vertical SaaS](https://www.unipaas.com/blog/transforming-the-payment-challenge-for-industry-vertical-saas): How vertical SaaS platforms solve payment challenges with tailored solutions. - [Why Software Platforms Should Fully Embed Payments](https://www.unipaas.com/blog/why-software-platforms-must-fully-embed-payments): Why platforms should fully embed payments for seamless, in-platform transactions. - [5 Reasons Your Platform Needs Embedded Payments](https://www.unipaas.com/blog/5-reasons-your-platform-needs-embedded-payment): Five key reasons digital platforms benefit from embedded payments. - [5 Payment Pain Points for Management Software](https://www.unipaas.com/blog/5-top-payment-pain-points): Five common payment pain points in management software and how to solve them. - [All-in-One Embedded Payments Made Easy](https://www.unipaas.com/blog/ditch-the-risk-all-in-one-embedded-payments-made-easy): How all-in-one embedded payments simplify and secure platform transactions. - [Why Embedded Finance Is Changing the Shape of Finance](https://www.unipaas.com/blog/embedded-finance-changing-shape-of-finance): How embedded finance is reshaping the industry with integrated solutions. - [Embedded Finance: Instant B2B Payments for SMEs](https://www.unipaas.com/blog/embedded-finance-instant-b2b-payments-for-smes): How embedded finance unlocks instant B2B payments and improves cash flow for SMEs. - [Embedded Payments: The Secret Weapon for Accounting Software](https://www.unipaas.com/blog/embedded-payments-the-secret-weapon-transforming-accounting-software): How embedded payments give accounting software a growth and revenue edge. - [Using AI and Data to Deliver a Better Payment Experience](https://www.unipaas.com/blog/how-ai-and-data-technology-can-be-used-to-deliver-a-great-payment-experience): How AI and data turn declined payments into successful ones. - [How Embedded Finance Improves Stickiness and Revenue](https://www.unipaas.com/blog/how-embedded-finance-improves-customer-experience-and-increases-stickiness): How embedded finance improves customer experience and platform stickiness. - [Levelling Up Education Software With Embedded Payments](https://www.unipaas.com/blog/how-to-level-up-your-education-software-with-embedded-payments): How education software can embed secure payments for schools and childcare. - [Instant Vendor Payouts Solution](https://www.unipaas.com/blog/instant-vendor-payouts-solution): How instant vendor payouts boost retention and make marketplaces more competitive. - [Open Banking in Accounting](https://www.unipaas.com/blog/open-banking-in-accounting-all-you-need-to-know): How open banking transforms accounting with seamless payments and data integration. - [QR Codes: Fast-Track to In-Person Payments for SaaS](https://www.unipaas.com/blog/qr-codes-the-fast-track-to-in-person-payments-for-saas-platforms): How SaaS platforms use QR codes for fast, scalable in-person payments. - [Stop Redirecting Traffic to Third-Party Sites](https://www.unipaas.com/blog/saas-companies-stop-redirecting-your-traffic-to-third-party-websites): Why SaaS companies should stop redirecting payments and embed them in-platform. - [Solving Gym Software's Top 5 Payment Headaches](https://www.unipaas.com/blog/solving-gym-management-softwares-top-5-payment-headaches): The top five payment headaches in gym software and how embedded payments fix them. - [Streamlining Subscriptions With Apple Pay and Google Pay](https://www.unipaas.com/blog/streamlining-subscriptions-with-apple-pay-and-google-pay): How digital wallets streamline subscription payments. - [The Hidden Costs of Outdated Direct Debit Integrations](https://www.unipaas.com/blog/the-hidden-costs-of-outdated-direct-debit-integrations): How fragmented Direct Debit processes create friction and lost control. - [Dominating Marketplace Payment Management](https://www.unipaas.com/blog/the-one-thing-your-marketplace-needs-to-dominate-payment-management): How to streamline marketplace payment management and scale with the gig economy. - [New Revenue Streams From Subscription Payments](https://www.unipaas.com/blog/the-power-of-effortless-subscription-payments): How platforms unlock new revenue streams by monetising subscription payments. - [Pay-by-Bank Now in the Unipaas Single Checkout](https://www.unipaas.com/blog/pay-by-bank): How Pay-by-Bank in a single checkout streamlines B2B payments. - [Finance of the Future: From Cost to Revenue](https://www.unipaas.com/blog/finance-of-the-future-from-cost-to-revenue): How finance is shifting from a cost centre to a strategic revenue driver. - [Best Barclays ePDQ Alternatives](https://www.unipaas.com/blog/best-barclays-epdq-alternatives): How to choose a Barclays ePDQ alternative ahead of the 2026 shutdown. - [Designing a New Payment System Architecture](https://www.unipaas.com/blog/designing-a-new-payment-system-architecture-an-interview-with-unipaas-cto-co-founder): Unipaas CTO insights on designing next-generation payment architecture. - [Unlocking the Full Value of Embedded Payments (Guide)](https://www.unipaas.com/blog/full-value-of-embedded-payments): A guide to designing, launching and scaling embedded payments toward 10x ARPU. - [Unipaas MCP: Embedded Payments for AI-Native SaaS](https://www.unipaas.com/blog/mcp-embedded-payments-for-ai-saas-platforms): How Unipaas MCP powers agent-ready embedded payments for AI-native SaaS platforms. - [How PSD2 Helps Marketplaces Leverage EU Rules](https://www.unipaas.com/blog/unipaass-perspective-on-how-marketplaces-can-leverage-eu-regulatory-changes-for-growth): How marketplaces can leverage PSD2 and EU regulatory change for growth. ## Customer stories and partnerships - [ClubRight Grows With Embedded Payments](https://www.unipaas.com/blog/clubright-unlocks-growth-with-fully-embedded-payments-powered-by-unipaas): How ClubRight reduced friction, sped up payouts and unlocked revenue with Unipaas. - [ClubRight Launches Flexible Funding (Cash Advance)](https://www.unipaas.com/blog/clubright-launches-new-flexible-funding-solution-powered-by-unipaas): ClubRight Cash Advance offers fast funding repaid via automated daily deductions. - [IRIS Pay: Taking the Pain Out of Getting Paid](https://www.unipaas.com/blog/iris-pay): How IRIS Pay delivers embedded payments with real-time tracking and faster cash flow. - [IRIS Pay and Unipaas Enhance KashFlow](https://www.unipaas.com/blog/iris-pays-next-chapter-a-strategic-partnership-with-unipaas-enhances-kashflow): How Unipaas enhanced IRIS Pay for KashFlow with Direct Debit and managed payments. - [IRIS Software Group Partners With Unipaas](https://www.unipaas.com/blog/iris-software-group-partners-with-unipaas-to-bring-the-power-of-embedded-finance-to-smes): How IRIS Software Group embedded finance for its SME customers with Unipaas. - [Connect Childcare Chooses Unipaas for Payments and TFC](https://www.unipaas.com/blog/connect-childcare-selects-unipaas-to-power-unified-payments-and-tfc-support): How Connect Childcare unified nursery payments and Tax-Free Childcare with Unipaas. - [Gymcatch and Unipaas Launch Gymcatch Pay](https://www.unipaas.com/blog/gymcatch-and-unipaas-partner-to-launch-gymcatch-pay): How Gymcatch embedded payments into fitness software with Unipaas. - [Vectare Streamlines School Transport Payments](https://www.unipaas.com/blog/vectare-success-story): How Vectare streamlined school transport payments with Unipaas. - [Tryoup Boosts Field Service Payment Efficiency](https://www.unipaas.com/blog/tryoup-boosting-payment-efficiency-for-field-service-businesses): How Tryoup embedded payments to boost field service efficiency. - [Beelivery Boosts Profit With Embedded Payments](https://www.unipaas.com/blog/beelivery-drives-up-profit-with-unipaas-embedded-payments-solution): How Beelivery streamlined transactions and boosted profit with Unipaas. - [1st Choice Launches 1st Choice Pay](https://www.unipaas.com/blog/1st-choice-teams-up-with-unipaas-to-streamline-auto-parts-payments): How 1st Choice embedded payments to streamline auto parts transactions. - [Capium Partners With Unipaas](https://www.unipaas.com/blog/capium-partners-with-unipaas-to-make-embedded-finance-more-accessible-to-accountants): How Capium made embedded finance more accessible for accountants. - [Chaser and Unipaas Help SMBs Get Paid Faster](https://www.unipaas.com/blog/chaser-partners-with-unipaas): How Chaser and Unipaas help SMBs improve cash flow with faster payments. - [Nomisma Streamlines SME Payments](https://www.unipaas.com/blog/nomisma-teams-up-with-unipaas-to-streamline-payment-processes-for-smes-with-embedded-finance-solution): How Nomisma embedded finance to streamline SME payments. - [PatientSource and Unipaas Streamline Healthcare Payments](https://www.unipaas.com/blog/patientsource-and-unipaas-partner-to-streamline-healthcare-payment-workflows): How PatientSource embedded automated payments into EPR systems. - [MyPocketSkill Empowers Gen Z to Earn and Save](https://www.unipaas.com/blog/mypocketskill-empowers-genzs-to-earn-and-save-with-unipaas-digital-account-system): How MyPocketSkill used Unipaas digital accounts to help teens earn and save. - [Unipaas and Nayax Add Card-Present POS Payments](https://www.unipaas.com/blog/unipaas-nayax-pos-embedded-payments-uk-saas): How Unipaas and Nayax enable card-present, in-person and online payments for UK SaaS. - [Unipaas and American Express Partner for B2B Cards](https://www.unipaas.com/blog/unipaas-and-american-express-partner-to-boost-b2b-card-payments-for-saas-platforms): How Unipaas and Amex boost B2B card payments for SaaS platforms. - [Unipaas and Mastercard Boost Card Acceptance](https://www.unipaas.com/blog/unipaas-and-mastercard-join-forces): How Unipaas and Mastercard digitise SME payments in vertical SaaS. ## Company news and milestones - [Unipaas Granted UK FCA Payment Institution Licence](https://www.unipaas.com/blog/unipaas-granted-payment-institution-license-by-the-uk-financial-conduct-authority-fca): Unipaas secures its UK FCA payment institution licence. - [Unipaas Is PCI DSS Level 1 Compliant](https://www.unipaas.com/blog/unipaas-is-pci-dss-level-1-compliant): Unipaas achieves PCI DSS Level 1 compliance. - [Unipaas Authorised for HMRC Tax-Free Childcare Payments](https://www.unipaas.com/blog/unipaas-supports-hmrc-tfc-payments-uk-platforms): Unipaas is authorised to enable Tax-Free Childcare payments for UK childcare platforms. - [Tax-Free Childcare Payments for Childcare Platforms](https://www.unipaas.com/blog/simplifying-tax-free-childcare-payments-for-childcare-platforms): How integrating TFC simplifies payments and compliance for nurseries and schools. - [Unipaas Launches Embedded Direct Debit](https://www.unipaas.com/blog/unipaas-broadens-its-embedded-payment-solution-with-direct-debit): Unipaas expands embedded payments with Direct Debit. - [Card-on-File Migration Solution](https://www.unipaas.com/blog/unipass-unveils-seamless-card-on-file-migration-solution-to-accelerate-growth-for-saas-platforms): How Unipaas Card-on-File Migration accelerates embedded payments adoption. - [Unipaas Launches AI Assist](https://www.unipaas.com/blog/ai-assist): How AI Assist boosts payment growth for SaaS platforms. - [Unipaas Raises $10M Seed Round](https://www.unipaas.com/blog/unipaas-raises-10m-seed-round-to-build-a-payments-solution-for-marketplaces-and-b2b-saas-companies): Unipaas raises a $10M seed round led by TPY Capital. - [Unipaas Named a Top Promising Payment Startup in Europe](https://www.unipaas.com/blog/unipaas-featured-as-one-of-europes-most-promising-payment-startups): Unipaas recognised among Europe's most promising payment startups. - [Unipaas Listed in Accel's Fintech 100 EMEA](https://www.unipaas.com/blog/unipaas-has-been-listed-in-accels-fintech-100-emea): Unipaas named in Accel's Fintech 100 EMEA. - [Unipaas Wins Best Embedded Finance/BaaS at MPE 2025](https://www.unipaas.com/blog/unipaas-takes-home-best-embedded-finance-baas-solution-at-mpe-awards-2025): Unipaas wins Best Embedded Finance/BaaS at the MPE Awards 2025. - [Purl Partners Join Unipaas](https://www.unipaas.com/blog/purl-partners): Purl Partners join Unipaas as shareholders and advisory board members. ## Resources - [Knowledge Hub](https://www.unipaas.com/resources/knowledge-hub): Embedded payments and fintech resources. - [Blog](https://www.unipaas.com/resources/blog): Unipaas blog and insights. - [News](https://www.unipaas.com/resources/news): Company news and press releases. - [Success Stories](https://www.unipaas.com/resources/success-stories): Customer stories and case studies. - [Whitepapers](https://www.unipaas.com/resources/whitepapers): Industry guides and reports. - [Podcast](https://www.unipaas.com/resources/podcast): The Unipaas fintech and payments podcast. - [Full Value of Embedded Payments Whitepaper](https://www.unipaas.com/resources/white-paper/full-value-of-embedded-payments): Guide to unlocking the full value of embedded payments. ## Developer documentation - [Unipaas Documentation](https://docs.unipaas.com): Developer documentation and API references. - [Unipaas Docs llms.txt](https://docs.unipaas.com/llms.txt): AI-readable index for the Unipaas developer documentation. ## Company and compliance - [Our Story](https://www.unipaas.com/company/our-story): The Unipaas company story. - [Regulations and Compliance](https://www.unipaas.com/company/regulations-and-compliance): Unipaas licences, regulatory status and UK compliance. - [Contact](https://www.unipaas.com/company/contact-us): Contact the Unipaas team. - [Careers](https://www.unipaas.com/company/careers): Careers and job opportunities at Unipaas. ## Optional - [Newsletter](https://www.unipaas.com/newsletter): Subscribe for Unipaas updates, success stories and insights. - [Book a Call](https://www.unipaas.com/book-a-call): Speak with a Unipaas embedded payments expert. - [Privacy Policy](https://www.unipaas.com/legal/privacy-policy): Privacy information. - [Cookies Policy](https://www.unipaas.com/legal/cookie-policy): Cookies information. - [Terms and Conditions](https://www.unipaas.com/legal/terms-and-conditions): Terms and conditions.