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Embedded payments: The secret weapon transforming accounting software

May 7, 2025

Forget clunky payment add-ons. The future of accounting software has arrived, and it's embedded.

In a world where accounting software platforms battle for market share, one innovation is separating the winners from the also-rans: embedded payments. This game-changing technology isn't just another feature, it's the rocket fuel propelling forward-thinking companies past their competitors. By seamlessly integrating payment capabilities directly into their platforms, clever accounting software providers are creating financial powerhouses that users simply cannot live without.

Say goodbye to payment headaches forever

The days of payment chaos are over.

Picture this: Your financial team no longer bouncing between five different systems to process a single payment. No more errors from manual data entry. No more frustrated calls from clients wondering where their money is.

Embedded payments eliminate this fragmentation by bringing payment processing directly into your accounting ecosystem. With real-time automation handling everything from invoicing to reconciliation, financial management transforms from your team's biggest headache into your competitive edge.

Read more on the power of embedded payments 

Keep users glued to your platform

Don't let payment friction send your users running to competitors.

When clients need to exit your platform to make payments, you're practically showing them the door. Embedded payments slam that door shut by creating an unbroken journey from invoice to payment, all within your branded environment.

This frictionless experience doesn't just satisfy users, it makes them dependent on your platform. With real-time payment visibility at their fingertips, they gain superpowers like instant cash flow insights and lightning-fast follow-up capabilities. Once they experience this seamless workflow, they'll never look back.

Learn more on why embedded payments are a strategic advantage for platforms

Growth without growing pains

Scale your platform without breaking a sweat.

As your users grow, traditional payment methods buckle under pressure. Complex needs. Higher volumes. More demands. But embedded payments thrive on growth.

By automating accounts receivable, these intelligent solutions slash Days Sales Outstanding, instantly boosting cash flow performance. They handle skyrocketing transaction volumes without breaking stride, no extra systems, no technical debt, no headaches. Your platform grows right alongside your most ambitious users, cementing your position as their indispensable financial partner.

Turn every transaction into a revenue stream

Stop leaving money on the table.

While your competitors survive on subscription fees alone, you could be tapping into a gold mine of transaction revenue. Embedded payments unlock this hidden treasure by monetising every payment flowing through your system.

Each transaction becomes a micro-revenue opportunity, creating an income stream that grows as your users succeed. Your accounting software transforms from a one-dimensional service into a multi-faceted money-making machine with diversified revenue. The formula is beautifully simple: as your users prosper, so do you.

Unipaas: Your embedded payments supercharger

We don't just integrate payments. We transform your entire platform.

At Unipaas, we've cracked the code on embedded payments, delivering explosive growth without the implementation nightmare. Our technology puts intelligent "Pay" buttons directly into invoices, slashing payment cycles and drastically lowering late payments rates.

Our AI-powered Invoice Copilot takes things further, automating payment reminders with communication styles ranging from friendly nudges to formal requests. This ensures money flows in while relationships stay strong. Meanwhile, our fully managed solution handles all the compliance and risk management headaches, freeing your team to focus on what they do best.

The result? A payment experience so smooth it elevates your platform from a useful tool to an irreplaceable business asset.

Fort Knox-level security, effortlessly

Bulletproof security without the technical burden.

In today's digital wild west, payment security isn't just important—it's existential. One breach can destroy your brand overnight. That's why Unipaas builds bank-grade security into every aspect of our embedded payment solution.

With military-grade encryption, sophisticated tokenisation, and rigorous regulatory compliance, we ensure your payment system exceeds the highest security standards without compromising on user experience or simplicity.

IRIS Pay: Embedded payments in action

When IRIS Software Group needed to revolutionise the payment experience for their KashFlow accounting customers, they turned to Unipaas.

The result was IRIS Pay, a solution that didn't just add payments but reinvented the entire financial workflow. Users now generate payment links and embed smart payment buttons directly within invoices, guiding customers to a secure checkout that supports everything from traditional cards to instant bank transfers.

But we didn't stop there. IRIS Pay automated invoice generation, slashed administrative overhead, and integrated Direct Debit capabilities that eliminated the need for external providers. The impact was immediate and profound: third-party services eliminated, authentication credentials consolidated, payment methods centralised, and hours of administrative time reclaimed.

This isn't just a feature upgrade, it's a business transformation.

Your platform's evolution starts now

The embedded payments revolution is here. Will you lead or follow?

Embedded payments are redefining the accounting software landscape, turning basic platforms into comprehensive financial command centres. They streamline processes, create addictive user experiences, and unlock powerful new revenue streams, all while ensuring bulletproof security and unlimited scalability.

By partnering with Unipaas, you'll not only stay ahead of the curve—you'll redefine it. Your platform will deliver unmatched value that keeps users loyal and your revenue growing.

Ready to transform your accounting software from a tool into a financial powerhouse? Contact us today and discover how embedded payments can revolutionise your platform.

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