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What Are Embedded Payments? A Beginner’s Guide for SaaS Platforms

June 30, 2025

For vertical SaaS platforms, embedding payments is no longer just a technical upgrade, it’s a strategic growth move. If you're building industry-specific software, chances are your users rely on your platform to run their businesses. So why send them elsewhere to get paid?

This beginner's guide demystifies embedded payments and explains why they’re fast becoming a must-have feature for SaaS providers looking to unlock new revenue, simplify operations, and deliver seamless customer experiences.


What Are Embedded Payments?

Embedded payments allow your users to accept payments directly within your software. No need for third-party redirects, clunky integrations, or juggling multiple providers. With embedded payments, everything happens in-platform, smoothly and securely. 

Think: a gym owner collecting membership fees, a property manager handling rent, or an accountant sending e-invoices, all without ever leaving your software.


Why It Matters for SaaS Platforms

Here’s what embedded payments really offer:

  • New Revenue Streams: With models like Unipaas' buy-rate pricing, platforms can earn a margin on every transaction. That’s additional income without needing to sell more software.
  • Better User Retention: Seamless payments become a sticky feature as users who process money through your platform are more likely to stay.
  • Simplified Operations: When payments are part of your platform, reconciliation, reporting, and support are all unified.
  • Faster Go-To-Market: With pre-built components and managed services, you can go live in weeks, not months.

Learn more about how Unipaas unlocks New revenue streams for Software Platforms


How Embedded Payments Work

Unipaas offers a unified API and a fully managed service. That means:

  • One integration for all payment types: cards, Direct Debit, bank transfers, digital wallets.
  • White-labelled UI components that blend with your platform’s design.
  • We handle onboarding, compliance, support, and risk, so you don’t have to.

Want to see this in action? Read our ClubRight case study to learn how Unipaas integration led to a 10 % ARPU increase and reduced payout time from 14 to 3 days



Why Your Users Will Love It

Your customers, whether they’re gym owners, accountants, schools, or salon managers want payments to be:

  • Easy to set up
  • Fast to process
  • Secure and compliant
  • Cost-effective

Embedded payments deliver all of this, inside the software they already use.


Ready to Explore Further?

If you want to learn more about embedded payments or considering it for your SaaS platform, here are more resources to guide you:

Let’s turn your platform into a growth engine. At Unipaas, we make embedded payments simple, branded, and revenue-generating. Book a call to learn how we can help.

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