How a fully-managed model unlocks the growth platforms were promised
Embedded payments have moved from nice-to-have to a non-negotiable growth engine for modern software platforms. Yet most teams still feel forced to pick between two options that fail to maximise monetisation, brand experience, and operational resources.
One is quick but shallow plug-ins that leave money on the table and break the product experience. The other, in house built using a payment provider infrastructure is resource intensive and swallow engineering sprints and saddle you with risk, compliance, and never-ending support queues.
The real answer to bringing embedded payments to your business? Neither. It’s a fully-managed payment solution. A single integration that feels as native as if you built it yourself but with zero operational drag, because someone else handles them for you.
Why “managed” matters
Hidden cost in partial solutions:
- Multi-vendor juggling: Managing separate vendors for payment services (PSP), KYC providers, fraud tools, and acquirers can lead to complexity and inefficiency.
- Regulatory & scheme risks: Compliance with PSD2, AML, and chargeback regulations often requires constant attention and manual checks.
- Support challenges: Handling numerous support tickets and disputes across different vendors can overwhelm internal teams and drain resources.
- Stagnant adoption: Merchants often forget to activate payments, resulting in delayed revenue and low engagement.
- Fragmented data: Data spread across multiple providers creates inefficiencies in reconciliation and reporting.
Benefits of a fully-managed solution:
- Simplified management: One contract and API cover all payment methods, streamlining vendor management and reducing operational overhead.
- Continuous compliance: Specialists handle ongoing compliance monitoring and risk underwriting, ensuring your platform remains up-to-date with regulations like PSD2, AML, and chargebacks.
- Efficient support: Merchant support, dispute resolution, and proactive communications are consolidated, freeing up internal bandwidth and improving response times.
- Boosted adoption: AI-driven onboarding and lifecycle marketing campaigns ensure quicker merchant activation and higher engagement.
- Centralised data: A unified ledger and real-time dashboards enable efficient reconciliation and a single view of all transaction data, removing the complexities of fragmented data.
By absorbing these responsibilities, a managed provider lets you redirect product, engineering, and ops talent toward your core roadmap instead of payments firefighting.
Discover embedded payments’ strategic advantage for platforms
What “fully-managed” actually covers
- Merchant onboarding & KYC – real-time checks, bank account verification, and instant approvals.
- Risk, fraud & compliance – transaction-level monitoring, scheme reporting, and regulatory audits.
- Disputes & chargebacks – evidence gathering, representment, and loss coverage.
- Funding & treasury – split settlements, multi-currency payout schedules, fee withholding.
- merchant support – branded first-line support in your tone of voice.
- Growth enablement – targeted activation nudges, capital advances, and upsell journeys.
- Continuous optimisation – routing, cost-based switching, and new tender types as they emerge.
Unipaas bundles all seven into a single service, combining the strengths other approaches offer separately.
Read more about our fully-managed embedded payment offerings
The upside in numbers
Platforms that moved to the Unipaas fully-managed model typically report:
- 10× increase in processed payment volume
- 5× jump in merchant payment activation rates
- Up to 10× boost in payment-driven ARPU
That’s not a marginal lift, it’s a step-change driven by higher adoption, richer monetisation, and minimal operational drag.
Your brand, your economics—our operational engine
Unipaas Embed drops native, white-label components straight into your UI, so checkout, onboarding, and dashboards look and feel like you. Meanwhile, our managed services team:
- Runs the back office—from chargeback replies to scheme audits.
- Shields you from regulatory blowback—keeping licences, AML programmes, and PCI scope off your books.
- Optimises for margin, not just uptime—letting you set pricing, bundle value-added services, and capture a larger share of each transaction.
Focus where it counts
With Unipaas, payments stop being a project and start behaving like a product feature. One that:
- Arrives in weeks, not quarters.
- Scales without extra headcount.
- Grows revenue every time your customers get paid.
Ready to trade complexity for compounding growth?
Let’s explore how a fully-managed approach can turn payments from cost centre to competitive edge—while your team keeps its eyes on the roadmap that truly differentiates your platform.
Contact us today - book a call!
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