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If you’re part of a digital-first business that needs to accept payments and payout multiple vendors and parties, there are several challenges to overcome when integrating and handling payments.
For a start, there’s a need to provide a smooth and frictionless onboarding experience while ensuring compliance with a range of different regulations. Performing KYC (Know Your Customer) and KYB (Know Your Business) is crucial, but that’s just the tip of the iceberg. If you operate in Europe, the revised Payment Services Directive (PSD2) now forces marketplaces to work under a payment institution license, significantly adding to your compliance burden.
If this weren’t challenging enough, you need to cater to an ever-growing number of local payment methods and currencies, which can negatively impact the cost, timing, and route in which funds flow and cause considerable administrative headaches.
There are also difficulties in B2B payouts, which can be especially complicated because of the need to manage funds between an increasing number of parties. In addition to managing the billing correctly, ensuring the right amounts get sent to vendor accounts, you’ll have to cater to various preferences in how your vendors wish to receive payouts—i.e.direct bank transfers, card accounts, digital wallets, etc.
In the end, you’re left with a tangled patchwork of disparate payment solutions that’s a pain to manage and an end-user experience filled with friction. You’re forced to settle for a reality where you have a limited ability to customise your payment journey and cater to your business’s evolving payment needs as it scales.
At UNIPaaS, we understand the dilemma you face when it comes to facilitating payments. You want to own your customer journey end-to-end and deliver a streamlined payments experience. You also want to manage all your payment flows simply and efficiently to support your business’s growing needs and utilise embedded fintech innovations to generate additional revenue streams. But you don’t want to have to develop complex additional tech stacks or deal with financial regulations and licensing.
UNIPaaS took up the challenge to solve this dilemma and transform the way businesses integrate and handle payments by developing an end-to-end embedded payment stack built from the ground up to facilitate complex multi-vendor business models.
As a unified end-to-end solution for all your payment needs, you’ll have complete control and transparency over all your payment flows on a single user interface and be able to offer your customers a seamless user experience.
You won’t have to deal with the pain of integrating and managing multiple providers and all the associated problems that stem from this way of operating. You won’t need to worry about payment-related regulatory compliance either, as we take care of obtaining all the necessary licenses, safeguarding client fund accounts, and adhering to PSD2 regulation and security standards such as PCI DSS Level 1.
With our fully white-label approach, you'll also get to own your entire payments journey, enabling you to strengthen your brand and provide a more refined product.
UNIPaaS has designed a smooth and efficient payment onboarding process that supports onboarding at scale and is compliant with Know Your Customer (KYC) and Know Your Business (KYB) requirements and the added regulatory burdens introduced by PSD2. UNIPaaS onboarding can be easily implemented as part of any digital platform and follows a white-label approach.
Boost your brand’s visibility and create a unique user journey by choosing between three embedded checkout experiences that are dynamic and responsive to real-time data. Get paid from any channel by generating a branded OneClick Payment Link to grab every purchasing opportunity as it arises. Payment links are simple to create and don’t require any coding.
You send the link, your customer pays, and you get paid. It’s as easy as that!
Increase your revenues by offering the most popular and trusted local payment methods at the checkout page. Choose from popular global payment methods, bank transfers, e-wallets, customised and optimised for each vertical and region in which you operate.
Get a 360-degree view of your entire payment operations and manage multi-vendor payment flows on one centralised dashboard. Manage vendors and supplier eWallets, develop powerful customised reports and gain in-depth insights from advanced analytics to make optimisations and drive revenues.
Cater to your vendor partners’ preferred way to get paid. Deliver instant global payouts via a cross-border and local payments network that simplifies international disbursements. Payout to a bank or card account or eWallet within minutes of clearing or dynamically schedule payouts through API or our merchant portal interface.
UNIPaaS continues to add unique financial products and services into your platform to deliver your partners more value and generate additional revenue streams.
Get started in minutes
Getting started with UNIPaaS takes just minutes, no joke! We’ve done our best to make the onboarding experience as smooth and frictionless as possible while ensuring compliance with regulations. You don’t have to be a developer or have any technical expertise at all. Just follow these three simple steps to get started:
Step 1: Create an account
Enter your full name, email address, and password and click sign up to create your account. You’ll receive a welcome email with a code from UNIPaaS to verify your account.
Step 2: Enter key business details to start accepting payments
To start accepting payments, all you need to do is enter your critical business and bank account information, along with your website details. This should take you around eight minutes all up, but most manage to do it much faster than that as UNIPaaS automatically fetches some of the data for you.
Step 3: Attach key business documents to activate payouts
To activate payouts, you’ll need to gather and upload key business and bank account documents. If you have these handy, you can be done in just 7 minutes or less.
And that’s it. You’re done! You can now start testing payments, preparing your integrations to go live, and exploring the UNIPaaS merchant portal.
You came to the right place.
We're ready to help you solve your payment challenges and implement our payment engine into your platform.
We have APIs and documents ready and a team of payment experts on standby. Fill in your contact details below to book a demo and we'll get in touch.
Need to get paid now? No need to wait. Create a UNIPaaS account today by clicking here.
UNIPaaS Financial Services Limited is regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution (No. 929994). UNIPaaS is certified as PCI DSS service provider Level 1.
